Frequently Asked Questions


Why should I want an ATM in my place of business?
ATMs increase your profits and add Customer service. Consider the following:
  • You receive income every time a customer uses an ATM.
  • Customers appreciate the added service and that helps create customer loyalty.
  • Industry research shows that customers who use a store’s ATM tend to spend more in that store.
  • ATMs often reduce credit card usage and that reduces the store owner’s credit card fees.
  • An ATM can decrease or eliminate the need to accept checks.
Added profit, added Customer service … maybe the real question is “Why wouldn’t you want an ATM in your place of business?”


How much do I get...
If you choose to purchase or lease an ATM … you will receive 100% of the surcharge.If you qualify for an ATM placement and choose that option, you will receive a percentage of the surcharge. Your actual profit depends on Customer usage and transaction activity. The more foot traffic through your business … the more opportunities a customer will use the ATM.

When do I get paid…

The surcharge fees earned

 A check and detailed statement for your portion of the surcharge fees collected from Customer’s withdrawal transactions is mailed to you monthly. You can expect this check to be received by the 20th of the following month.

Tell me how the money withdrawn by customers from my ATM comes back into my account?
Money withdrawn from your ATM is deposited back into your bank account daily via ACH electronic funds credit.  During the installation, a Company representative  will train you to load the cash in your ATM. The amount of cash you will need to load depends on customer usage. We can help you size the load.

Are there any hidden costs for my ATM?
No … CORD Financial Services does not charge any fees for processing your ATM transactions.

Are there any options available if I don’t want to purchase an ATM?
Yes … CORD Financial Services offers a “Lease-to-Own Program” and, for qualifying businesses, a nationwide no investment “ATM Placement Program”.

What is included in the purchase price if I lease-to-own or buy an ATM from CORD Financial Services?
The price of the ATM includes shipping to your location. Professional installation is available in all 50 states. 
Extended maintenance programs are available.